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Credit Life/A&H Insurance

Valuable protection for you and your members with one low rate for all. Covers loan payments while an insured member is off work as a result of a covered disability. Credit Life insurance can cover both primary and co-borrower who is a spouse or business partner. Informational and sales training is available to your credit union at no cost. Calger’s invaluable experience in this area will make this a highly valued product that not only provides protection but also generates income!

GAP

Valuable coverage that will reduce or do away with the deficiency balance on a covered loss involving your collateral. With so many loans being made where the value of the collateral quickly becomes less than the loan balance, GAP is a valuable and necessary coverage to offer that even covers your member’s deductible. Now available in Texas is GAP Plus, where an added benefit to our program is $1,000 paid toward the purchase of replacement collateral when there is a covered loss! What a great way to keep the loan at your credit union!

Financial Institution Bonds

Let Calger provide you with an alternative proposal for your required and all important Bond! We represent carriers that understand financial institutions and that specialize in tailoring Financial Institution Bond coverage to meet your institution’s specific needs.  Financial Institution Insurance products are so intricate, a expert with knowledge of your industry is crucial – and we work with the experts! You may be pleasantly surprised at the difference!

Property & Casualty

An annual review of your building, fixtures, equipment, etc. is highly recommended! When was the last time you checked to see if you were adequately covered and compared alternative programs on your property and casualty insurance? We would love to provide you with a comprehensive alternative proposal; contact us to get started!


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